EQUIFAX DATA BREACH: THE FACTS AND WHAT TO DO   Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.   Regardless of whether or not your information was exposed, U.S. consumers can get a year of free credit file monitoring and identity … Continue reading Important Equifax Data Breach Info

If your home isn’t protected against floods, you are (unfortunately) not alone. Only 12 percent of U.S. homeowners have flood insurance, according to a 2016 poll conducted by the Insurance Information Institute. Are the remaining 88 percent just betting that a flood won’t hit their homes? Or do they mistakenly believe their homeowners policy offers protection against a flood? In either case, there’s a strong argument to … Continue reading Flood Insurance 101

http://www.hgtv.com/design/decorating/clean-and-organize/make-your-home-winter-ready Getting yourself ready for winter is a snap. Gloves? Check! Scarf? Right here. But readying your home for a long, cold season is another story. So, until someone invents a turtleneck sweater you can put around your house when it gets cold, there’s some organizing to do. We’ve got the tips to help you. Strategy for Saving Organizing your home for winter can seem … Continue reading Make Your Home Winter Ready

http://realtormag.realtor.org/daily-news/2017/08/18/study-fsbos-net-significantly-lower-profits?om_rid=AAFVwc&om_mid=_BZnzBGB9fXOHE9&om_ntype=NARWeekly For-sale-by-owners tend to sell their homes for lower prices than homes sold through traditional agents via the MLS, and in many cases below the average differential represented by the prevailing commission rate, according to a new study by Collateral Analytics. The study examined the price differences between homes sold through traditional agents versus those sold by FSBOs from 2016 to the first half of 2017. Some … Continue reading Study: FSBOs Net ‘Significantly’ Lower Profits

http://www.investopedia.com/articles/real-estate/082516/condo-vs-townhouse-vs-house-which-right-you.asp Condo vs. Townhouse vs. House: Which Is Right for You? By Lisa Goetz Housing choices abound, especially in urban areas, leaving many first-time homebuyers wondering what type of residence to buy. Each type of dwelling, condominium, townhouse and detached home has its pros and cons. Buyers should consider their lifestyles and budgets, as well as their level of desired involvement in home maintenance, when deciding … Continue reading Condo vs. Townhouse vs. House: Which Is Right for You?

Easy Ways to Reduce Energy Consumption Saving energy is about more than simply saving money. Lowering your energy consumption can also reduce your impact on the environment as a whole. And that’s a proverbial win-win for everyone. Saving energy also doesn’t have to be hard. Making even a few small changes around your home can potentially result in big financial savings. Here are a few … Continue reading ENERGY SAVINGS TIPS THAT MAKE A DIFFERENCE!

https://www.forbes.com/sites/kellyphillipserb/2016/01/05/10-things-you-absolutely-need-to-know-about-buying-a-home/2/#75052e1e12a3 Ready to buy a home? Buying a home is one of the most significant financial decisions you’ll make in your lifetime. From figuring out pricing to why you should consider a realtor, here are 10 Things You Absolutely Need To Know About Buying A Home: 1. Use a trusted realtor. We all know that realtors get a cut of the sales price of a home which … Continue reading 10 Things You Absolutely Need To Know About Buying A Home

Summer is peak real estate season, when eager sellers put their houses on the market, and anxious buyers hit the streets looking for their next homes. If you will be buying or selling a home with a chimney this summer, make sure a real estate chimney inspection is part of the process. Real estate inspection for sellers If you have a home with a chimney you are planning … Continue reading Why a Chimney Inspection Matters When Buying and Selling a Home

  The grass is greener — and safer — without synthetic fertilizers and chemical herbicides.   BEST PRODUCT for Organic Lawns Organic Weed & Feed Use to prevent crabgrass, dandelions and more! Pelleted for easy application. $12.50$8.30READ MORE Lawns may have been invented in Europe, but they’ve reached their apotheosis in North America. For those in the U.S. of A, that green, green grass ranks right up … Continue reading Lawn Care Guru